Exponent Mortgage

Exponent Mortgage’s mission is to assist homeowners in confidently selecting the best mortgage for their needs while providing a straightforward and stress-free transaction. They prioritize building strong relationships with their clients, focusing on understanding their unique requirements from application to closing and beyond. The company strives to make the mortgage process easy and transparent, ensuring excellent communication and availability around the clock. Offering a variety of choices, Exponent Mortgage maintains relationships with multiple reputable wholesale lenders and keeps up-to-date with regulations, mortgage programs, and lender rates. Their guiding principle is to ensure that homeowners working with them attain a superior mortgage at a lower cost and with minimal stress.

Exponent Mortgage (formerly Exponent Lending) is part of the Fast Close Mortgage family of brands. Founded in 2018 and acquired by Fast Close Mortgage in 2023, Exponent brought a focus on jumbo and non-QM loan products to our portfolio.

Why Exponent

Exponent specialized in borrower-friendly underwriting for self-employed borrowers, investors, and high-net-worth clients whose tax returns don't reflect their full income. The Exponent team continues to operate under the Fast Close Mortgage umbrella.

Loan Programs Carried Forward

Non-QM (Non-Qualified Mortgage) loans for borrowers with non-traditional income
Jumbo loans above the conforming loan limit
DSCR (Debt Service Coverage Ratio) loans for real estate investors
Bank statement loans for self-employed borrowers

Get Started

For loan inquiries on Exponent-style products, apply through our main form and our team will route you appropriately.