Panola National Bank
Panola National Bank was chartered in 1983 to help meet the financial needs of the bank’s general trade area by being a true “community bank”. We recognize our strong commitment to being a community bank will make us more nimble, more responsive, more flexible and more creative with our valued customer base. Over the past years we have been a source of financial strength to meet the needs of all members of our community regardless of race, age, creed, color, national origin, religion, sex, handicap, familial status or marital status. We will prosper in the future by enhancing those relationships and continuing our firmly established tradition of being a true “community bank”.
The History of Panola National Bank
Panola National Bank was granted Charter #17967 by the Comptroller of the Currency on October 6, 1983, after the ten organizing directors had subscribed to or sold stock in the amount of $3,000,000 to 282 stockholders. The bank remains the only bank in Panola County that is principally owned by local residents.
Personal Banking
Personal Checking Options
At Panola National Bank we offer a comprehensive range of personal checking accounts. Each account has different features which are categorized below. This will assist you in deciding which account best fits yours needs.
For more detailed information and for more assistance in selecting an account, we invite you to contact any of our new accounts representatives to further assist you.
- Regular Checking Account
- Freedom Checking Account
- Now Checking Account
- Super Now Checking Account
- Club Checking Account
Savings Account Options
At Panola National Bank we offer a comprehensive range of personal savings accounts. Each account has different features which are categorized below. This will assist you in deciding which account best fits yours needs.
For more detailed information and for more assistance in selecting an account, we invite you to contact any of our new accounts representatives to further assist you.
- Regular Savings
- Christmas Club Account
- Money Market Account
Certificates of Deposit/ IRA’s
At Panola National Bank we offer a variety of certificate deposits, including regular CD’s as well as jumbo. We also offer IRA services which allow for the deferral of taxes on income earned until withdrawal. Our current rates are detailed below.
Safe Deposit Boxes
Secure your Valuables. It only costs pennies a day for peace of mind knowing your valuables are kept in a safe place protected against fire and theft. Panola National Bank has a variety of sizes of safety deposit boxes to suit your needs.
Business Banking
At Panola National Bank we offer a business checking account for our commercial customers.
Business Checking
At Panola National Bank we offer a business checking account for our commercial customers.
– This account has a minimum opening balance of $250.00.
– Included with this account is unlimited check writing and statements mailed monthly.
– With a minimum balance of $1,500.00, there is no charge for this account.
– If the minimum balance falls below $1,499.99, there is a monthly maintenance fee of $15.00.
– This account is available for sole proprietorships, businesses, partnerships, and corporations.
Merchant Card Services
At Panola National Bank we offer Merchant Card Services for all of our business checking account customers to assist in your credit card payment processing. These services are offered at a very competitive pricing structure.
– Monthly service charge of $5.00 and 2.00% of sales.
– Option to purchase or lease the credit card terminals.
– All major credit cards accepted with the exception of American Express.
Online Banking
Panola National Bank is proud to present convenience, efficiency, and ease with Online Banking. Access your account balance, pay bills or transfer funds 24 hours a day online.
Personal Online Banking
At Panola National Bank we are pleased to offer our online banking product to you for a minimal initial set-up fee. Our online banking product includes these features:
– Check account balances
– Transfer funds between accounts, including recurring transfers
– View transaction history and research your accounts
– Make loan payments
– Reorder checks
– Set up e-mail alerts
– Compatible with Quicken
– Bill Pay Services available for a minimal monthly fee
Mobile Banking
Start banking on the go with Mobile PNB. Available to all Panola National Bank online banking users. There is no additional cost for using Mobile PNB and it allows you to:
– Make transfers between accounts
– Check balances on your accounts and loans
– Search recent transactions by date, amount, or check number
To sign up, log into your online banking profile at https://olb.panolanationalbank.com and click on the Mobile Banking link under the Administration tab. Once you have registered for Mobile PNB, you can access our mobile web page. iPhone users can download our free app in the iTunes Store. The free app is also available in the Google Play Store for Android users.
Online Security
How Can I Protect My Online Banking Security?
– Do not share your internet banking username and password with anyone else
– Change your password frequently
– Do not leave your computer unattended during online banking sessions
– Log out of online banking prior to visiting other internet sites
– Do not use easily accessible information for your username and password
– Be sure that no one is watching when you enter your username and password
– Memorize your username and password and do not carry them in your wallet or purse
– If you must keep a log of your username and password, keep it in a secure location
– Review your account information often
– Report any unusual activity immediately
– Never give account information by phone unless you initiate the call
– Avoid public internet access terminals when conducting internet banking
Important Note: While we continue to do everything possible to ensure the security of our system, we are not responsible for any breach of security that is outside of our control.
Identity Theft
Stop Identity Theft by Protecting Your Identity
– Check your credit report annually
– Don’t give out personal information
– Review your bills and statements regularly
– Guard your mail and trash from theft
– Shred items that contain personal information
– Copy the contents of your wallet or purse
– Report lost or stolen check or credit cards immediately