Purchase

Are you in need of a fast mortgage loan to purchase a home? 

We provide quick closing home purchase loans, which includes a variety of mortgage options. If you are unsure which loan program is best for you, a loan specialist can help you identify the best mortgage for your particular needs.

In order to approve, process, and close your home loan as quickly as possible, you will need to be prepared to provide us what we need from you in a timely manner.

The first step is to get pre-approved. By applying you will know what loan offers you the best terms, and also what conditions (requirements) are needed for the loan to close. Your loan approval will list each condition. These usually consist of submitting income documentation, tax returns, employment verification, and an appraisal of the property you want to purchase.

Assuming you efficiently provide all required documents, both what is listed above, and whatever else is required based on your conditional approval, your loan should be able to close in less than 2 weeks. If you must meet a deadline, we can place a top priority on your loan processing. Some loans close in as little as 5 days.

Buying a home is one of the biggest financial decisions of your life. Fast Close Mortgage makes the loan process as fast and painless as possible, with closing timelines as short as 7 days for qualified borrowers.

Are you in need of a fast mortgage loan to purchase a home?

If you're ready to buy — or just shopping to know what you can afford — get pre-approved first. A pre-approval tells you exactly how much you can borrow, locks in your rate for 60–90 days, and makes your offer stronger in any competitive market.

The Process

1. Apply online — takes about 15 minutes
2. Get pre-approved within 24 hours
3. Find your home and make an offer
4. Appraisal and underwriting (5–10 days)
5. Close in 7–21 days from contract

What You'll Need

• Government-issued ID
• Pay stubs (most recent 30 days)
• W-2s or tax returns (last 2 years)
• Bank statements (last 2 months)
• Purchase contract (after offer accepted)

Purchase Loans We Offer

• Conventional purchase — best rates for strong credit
• FHA purchase — as little as 3.5% down
• VA purchase — 0% down for veterans
• USDA purchase — 100% financing in eligible rural areas

Fast Close Mortgage is licensed in all 50 states. NMLS ID available on request.