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Many Americans have been affected by the recent economic crisis. Millions of homes have gone into foreclosure, and millions of families have lost their homes. If you are at risk for losing your home, the good news is that there is something you can do about it, but it largely depends on your ability to […]

Getting a mortgage loan with bad credit is difficult, but doable. Lenders typically regard people with bad credit as a high default risk, but they are willing to help every borrower as much as their lending requirements permit them. The same applies to refinancing, where borrowers might want to take out a new loan and possibly receive

With interest rates at a historical low, this might be the perfect time for you to move forward with refinancing your mortgage. Mortgage interest rates are expected to remain low for at least the first half of 2013, but there’s a slim chance that they will go even lower. Unfortunately, lending requirements have tightened by a lot,

Since being introduced in 2001, reverse mortgages have been allowing senior citizen home owners to take advantage of the equity in their home and receive a cash payment or a line of credit. Most reverse mortgages, also known as Home Equity Conversion Loans (HECM), are insured by the U.S. Department of Housing and Urban Development (HUD),

With all the options available today, finding the best mortgage lender for you can be a frustrating and time consuming experience. Going through the offers of multiple banks, mortgage brokers, or online lenders as a first time home buyer can prove to be a real challenge. As a prospective first time borrower, knowing who the top

Borrowers who want to protect themselves from a potential significant increase in their monthly mortgage payments can choose to take out a loan from a company that offers fixed rate mortgage loans. Fixed rate loans have a set interest rate that doesn’t change during the life of the loan, unlike adjustable rate mortgage loans that